What events are happening recently at SoFi?
SoFi is an American fintech company operating as an all-in-one digital bank.
It offers student loans, mortgages, personal loans, banking services (checking and savings accounts), and an investment platform.
This week, the company reported Q4 2025 results with record figures. The company presented annual revenue of over $1 billion for the first time (well above estimates of $982M), with record growth of one million new subscribers in a single quarter.
Nevertheless, the stock reacted with declines and has now completed a drop of over 40% from its all-time high, even breaking key support levels.
Behind the scenes, we identified initial movement beneath the surface:
Rick Schopfer, who serves as Senior Vice President and Head of GBUL Borrow, holds a key "front-line" position. He is essentially responsible for the company's entire lending operation.
Schopfer came to SoFi with extensive experience in traditional banks (such as Wells Fargo and JPMorgan Chase).
Yesterday, Rick spent $100,000 of his personal funds and bought 5,000 SoFi shares at approximately $19 per share.
Immediately after the report earlier this week, analysts updated their price targets:
Dan Dolev from Mizuho: price target of $38, representing an upside of 95.27%.
Peter Christiansen from Citi: price target of $37, representing an upside of 90.13%.
Kyle Peterson from Needham: price target of $33, representing an upside of 69.58%.
Terry Ma from Barclays: price target of $28, representing an upside of 43.88%.
Timothy Chiodo from UBS: price target of $24.5, representing an upside of 25.90%.
Moshe Orenbuch from TD Cowen: price target of $24, representing an upside of 23.33%.
Will Nance from Goldman Sachs: price target of $24, representing an upside of 23.33%.
And we are monitoring.