INTU

Intuit – the empress of digital finance

Intuit, less flashy but incredibly powerful, runs a quiet and almost unstoppable monopoly in digital finance.

By the SpyStocks desk · 1y ago · 4 min read

Following our earlier post about Intuit's business potential from the planned cancellation of government tax software, we were bombarded with requests to write a review of the company.

So we sat down and wrote.

Here it is for you.

Enjoy your reading.

🔤🔤🔤🔤🔤🔤

Intuit – the empress of digital finance.

$INTU.

When thinking about technology companies that are changing the financial world, names like PayPal or Square might be the first to come to mind.

But there is one player – less flashy, but incredibly powerful – that runs a quiet but almost unstoppable monopoly: Intuit (symbol - INTU).

The power of routine: how Intuit became synonymous with money.

It was not built on revolutions but on a basic need: to sort out the financial mess of the average citizen and small business.

With brands like TurboTax, QuickBooks, and Credit Karma, Intuit has become a household name in every home and office in the US – literally.

Millions use it every year, willingly, and in many cases – they simply have no choice.

In terms of market share, Intuit is almost a de facto monopoly in automated financial reporting, and has incredible control over accounting software for small businesses.

Once you are an Intuit customer – it's very hard to leave.

It builds a digital wall around you – of data, convenience, and habits – that fortifies its control.

Phenomenal growth – not just in finance, but also in technology. With revenue of over $15 billion a year and operating profit growing at a double-digit rate, Intuit is a tremendous financial engine.

It acquired Mailchimp for $12 billion – and immediately integrated it into the QuickBooks system to create a combined marketing and finance powerhouse for small businesses.

The company's vision is simple: to turn every small business into a smart, autonomous, and profitable management machine.

And they do this through artificial intelligence, machine learning, and smart integrations that resemble a futuristic startup more than a conservative software company.

The Amazon deal – a real game changer.

And here comes the icing on the cake: the collaboration with Amazon.

Intuit recently announced that it will provide integrated tax services for food sellers on the Amazon platform.

The meaning: tens of thousands of sellers, sometimes lacking accounting knowledge, will receive automatic and accurate tax services – at the click of a button.

What does Intuit get out of this?

Access to tens of thousands of new customers, a direct connection with the world's largest retail empire, and a dramatic deepening of its status as an essential tool for anyone selling online.

Customer trust not seen every day. The term "customer lock-in" is almost an understatement. Intuit customers stay, and usually expand their usage.

Intuit manages to be not only essential but also beloved.

It knows not only how to manage numbers – but also how to build experiences.

With meticulous UX, excellent customer service, and a deep understanding of the small user – it has transformed from a technical solution into an almost psychological element in its customers' lives.

The future – beyond data. Intuit doesn't want to be just a software company.

It wants to become the financial brain of the small and medium-sized world.

With moves in the field of artificial intelligence (including a virtual assistant named Intuit Assist), integrations into AI and Generative AI worlds, and an expanding product portfolio – it is in a rare position:

Almost without competition, with an amazing reputation, and a high pace of innovation.

Intuit ($INTU) – we continue to follow!

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